That said, he was a great character to cover. He had some real accomplishments as mayor—I think he did behave well in the immediate aftermath of 9/11. As I say, I had a contentious relationship while covering him, but if you see somebody as purely just a creep, then frankly they’re not very interesting to cover. Deeply flawed characters—and I would certainly put Giuliani in that category with his operatic highs and operatic lows—make for great coverage. So what I did for the Times was a series of very long biographical pieces on him. I was trying to kind of parse out what it is that makes this person tick.
Did you end up discovering what it was?
It’s a challenge, because Giuliani didn’t talk to me; he talked to me all of three minutes over the course of eight months. But one piece I particularly enjoyed writing involved his radio show. Giuliani had a weekly radio show, much as the present mayor does. But the present mayor’s show is soporific and you could fall asleep listening to it. With Giuliani, it was like this bubbling seething id that just held court. He would mock people and he would knock people and he would rip into them. It was riveting.
I had written back in the day about this, but I went back into the city archives and they had every tape. I found an old tape recorder—because that’s all they had, none of this was digitalized at all—and I listened to endless hours of these shows and put together a fun piece. It was just a wonderful window into his id and ego.
And when he eventually fell, you shifted to cover then-candidate Obama. You’ve spoken about the freedom to report. Was it limiting to be part of the entourage following a candidate around?
I’ve always tried to avoid being on the plane, in the bubble, throughout my career. It’s suffocating. My fear coming in [to the Obama campaign] was that you get caught up in the daily story. And, though it’s perfectly collegial and many of the people from the other papers became friends of mine, you’re in this sort of sweaty competition at the same time. I had done this at New York Newsday years before with City Hall and it’s just not me. My tendency is to want to go longer, to zig rather than zag. Part of it’s temperamental. I don’t want to hold myself above it. There are people like Peter Baker, whom I worked with at The Washington Post and who now covers the White House for the Times, who are superb at it, I think. It’s just not something that’s particularly energized me, having done it for a while at City Hall.
How did you approach Obama, about whom and whose campaign so much had already been written?
I became interested in how he was playing in white working class Democratic districts. I picked one county in western Pennsylvania, Beaver County, which is an old steel mill county—it had once been ninety percent Democratic but is now sort of fifty-fifty. The Times gave me the freedom to do it. I went there two or three times during the election for a week, knocked on a thousand doors, just followed my nose and wrote pieces about this stuff. I explored race there, because it was a predominately, though not entirely, white working class area, and people were enormously candid. For better or worse. And honest.

I am a Realtor in Pierce County, Washington, and I am attempting to close a short sale on a HUD insured reverse mortgage. As a brief summary, we have an otherwise qualified FHA buyer but Bank of America‘s interpretation of HUD guidelines prevent them from paying typical, ordinary and customary seller and buyer loan costs or, should I suggest that Bank of America is using that as their excuse.
As an example, and there are many others, despite the fact that nearly all closing in Washington State are handled through an independent 3rd party, an escrow or an attorney, Bank of America says HUD guidelines forbid them from paying a closing settlement or escrow fee. They justify their decision by claiming that since Washington Law doesn’t specifically dictate that closings have to occur through an escrow company or an attorney, settlement / escrow fees cannot be considered typical, ordinary or customary. Except for the closing of a FHA repo, in my own 38 years of experience in real estate, I have not had a circumstance where a closing or settlement fee was not paid in some fashion. In the case of the FHA repo, HUD has a specific closer located in Snohomish, Washington, who is under contract with FHA to handle those closings.
The bottom line though, our FHA buyer will likely be unable to complete the purchase because, like a majority of FHA buyers in our jurisdiction, beyond the down payment, the buyer lacks the additional funds to complete the FHA purchase. Bank of America’s contention is, the data we provided concerning what is typical, ordinary and customary in our jurisdiction has been deemed unsatisfactory. Yet, Bank of America continues to be unable to identify for us what exactly would be deemed satisfactory. As Realtors, we have been placed in a no-win situation.
If you would be interesting in discussing this situation further, or would be interested in reviewing the email treat from the beginning of our short sale negotiation, I would be happy to discuss this with you further.
At this point though, my questions include:
1). Is there any recourse against Bank of America?
2). Is it really the intent of HUD to essentially make it impossible for a FHA buyer to purchase a home where it involves the short sale of a HUD insured reverse mortgage? In the case mentioned above, due to Bank of America’s rigid unrealistic interpretation of the HUD guidelines, that is exactly what is happening. Is that really what we want?
3). Is it really the intent of HUD guidelines to allow lenders to put Realtors in a no win situation.
I would be extremely interesting in a response to our situation and my questions.
Respectfully submitted.
Ken Thiemann, Managing Broker
Director, Tacoma/Pierce County Association of Realtors
Windermere RE / Paragon Co.
(253) 370-5626
#1 Posted by Ken Thiemann, CJR on Mon 27 Dec 2010 at 09:18 PM