Chu pointed out that banks will simply compensate for credit card restrictions in other ways, like eliminating free checking accounts and bundling other services to boost profitability. Jim Brush, an owner of Key West Key Lime Pie, in Big Pine Key, Fla., summed up the consumers’ dilemma: the government, he said, “put these restrictions in place to try to protect consumers, as we’ve seen, the banks and credit card companies have always found ways around them.”
A small business owner who needs help buying health insurance might feel exactly the same way.
