Tuesday, January 27, 2015. Last Update: Tue 2:50 PM EST

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Predatory Lending

200 Years of Citi

An alternate history

Bloomberg's Christine Harper, on Twitter, notes that Citigroup's corporate timeline, launched in a must-have new iPad app called Citi News,... More

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An ugly bit of blame-the-borrowers

Predatory lending is real, contra RealClearMarkets, and it particularly targets minorities

John Tamny of RealClearMarkets and Forbes really didn't like my take last week on that awful Bloomberg BusinessWeek cover. Here's... More

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Audit Notes: Fast Food welfare, finance in the doctor’s office, sharing economy

Taxpayers subsidize McDonald’s & Co. with $7 billion a year

Researchers from Berkeley and the University of Illinois have found that most fast-food industry workers are paid so poorly that... More

Kristof Finds a Banker With Regrets

I've praised Bloomberg News a couple of times this week for digging up years-old muck on the financial crisis, so... More

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Overdrafted

A Wall Street Journal probe uncovers huge fees at banks near military bases

The Wall Street Journal has an excellent front-page investigation into how banks near military bases are gouging customers with overdraft... More

Reuters On the “Payment Protection” Scam

Plus, an American Banker columnist’s predatory-lending past

Reuters puts the spotlight on the scam that is the multi-billion-dollar credit-card insurance industry, which promises to cover payments if... More

The Overdraft Racket Continues

But reports differ on how many consumers have opted in to the fees

Back when the Federal Reserve adopted rules forcing banks to make customers opt in to overdraft "protection," it looked like... More

Virginian-Pilot journalists: Corporate management pressure is stifling coverage - “Lovers of journalism in this newsroom are pissed. It’s bad.”

Paper files public records request—and city’s response is a lawsuit - Local officials argue Montana courts should strike balance between privacy and disclosure

BBC Pop-Up reports from small town America - A small team is traveling across the United States for six months in hopes of finding underreported local stories

What game design can do for journalism - Three newly selected fellows at American University talk about the medium’s future

Timeline, an app based on ‘the history of…’ - But chronology doesn’t reveal everything


We should all step back from security journalism (Medium)

“It should be made clear, in law, that the tasks security reseachers do to make the net more secure and journalists do to understand and contextualize the truth for the public are not crimes”

Trust In Business And Media Is Declining, But People Have Faith In Search Engines (Buzzfeed)

People have become less trusting of major institutions, according to the annual Edelman Trust Barometer. And large majorities doubt that businesses want to make the world a better place.

With New Charlie Hebdo Cover, News Value Should Have Prevailed (NYT)

Public editor Margaret Sullivan on why the paper should have published the images.

An Old Fogey’s Analysis of a Teenager’s View on Social Media (Medium)

“I feel the need to offer my perspective as someone who is not a teenager but who has thought about these issues extensively for years.”

Bloggingheads

Greg Marx discusses democracy and news with Tom Rosenstiel of the American Press Institute

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Who Owns What

The Business of Digital Journalism

A report from the Columbia University Graduate School of Journalism

Study Guides

Questions and exercises for journalism students.