You have to bet those besuited regulators on the Megabus sit there daydreaming about the revolving door for much of their four-hour ride. This one anecdote tells you all you need to know about the disparity of resources between Wall Street and the government types trying to regulate it.

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Ryan Chittum is a former Wall Street Journal reporter, and deputy editor of The Audit, CJR's business section. If you see notable business journalism, give him a heads-up at rc2538@columbia.edu. Follow him on Twitter at @ryanchittum.