Corrections: This article originally said half the settlement money would be paid out in one year; it is three years. It also originally said NFL players have health insurance only during their careers; coverage extends five years after retirement. Those errors have been corrected.

The article also said incorrectly that the settlement does not adjust future payments for inflation. That passage has been revised. CJR regrets the errors.

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David Cay Johnston covers fiscal and budget matters for CJR’s United States Project. He is a reporter with 46 years of experience, including 13 at The New York Times; a columnist for Tax Analysts; teaches tax and regulatory law at Syracuse University Law School; and is president of Investigative Reporters & Editors (IRE). Follow him on Twitter @DavidCayJ.