Today, workers retiring at 62 whose full retirement age is 66 receive 75 percent of their full benefit.Those whose retirement age for full benefits is 67—which, under current law, it will eventually be for everyone—receive 70 percent of their benefits at 62.

If the retirement age for full benefits was raised to 70, as some are advocating, workers who take an early benefit at age 62 (assuming the law still allows them to do that) would receive only about 57 percent of what they would have receive at age 70, according to Van de Water. “One can only imagine how small the age 62 benefit would be if the full retirement age were increased to 80,” he said.

CNNMoney did not push back on their interviewee’s comments and, apparently, didn’t do the homework required to ask better questions. It’s too bad. In fairness to the writer, the piece does disclose that the interview had been edited. Makes you wonder.

Correction: Donna Rosato’s story originally ran in Money, and that is where Rosato works. So the story should say “Money’s Rosato” rather than “CNN Money’s Rosato.” CJR regrets the error.

Trudy Lieberman is a fellow at the Center for Advancing Health and a longtime contributing editor to the Columbia Journalism Review. She is the lead writer for The Second Opinion, CJR’s healthcare desk, which is part of our United States Project on the coverage of politics and policy. Follow her on Twitter @Trudy_Lieberman.