Politico published a rather astonishing story yesterday that should make the constituents of Maryland’s first congressional district scratch their heads in wonderment. It seems that their new congressman, Andy Harris, is a bit short on the details of the U.S. health insurance system.
At an orientation for new members of Congress, Harris learned that he would not get his government-subsidized health insurance pronto, and would have to wait until February 1 for coverage to become effective. He wanted to know why it took so long, and what he would do without twenty-eight days of health care. Harris said in the meeting: “This is the only employer I’ve ever worked for where you don’t get coverage the first day you are employed.”
He also wanted to know if he could buy coverage from the government to cover the one-month gap. It seemed like he had never heard of COBRA, under which he could pay the full premium on his old employer’s policy until his new coverage takes effect. Millions of Americans do that, sometimes at great financial hardship. FYI, Congressman: COBRA has been around since 1986.
An aide to Harris tried to backpedal, saying he wasn’t being hypocritical—he was just pointing out the inefficiency of government-run health care.
Harris, it seems, is among the insurance elites. He is an anesthesiologist at Johns Hopkins in Baltimore and works at several hospitals on Maryland’s Eastern Shore. He’s lucky that he has gotten coverage from day one on a new job. Millions of other Americans have to wait. I know I waited six months in two jobs before I was covered. That was for health insurance that had nothing to do with the government. It was employer-sponsored coverage sold by commercial carriers.
Probationary periods without benefits are not uncommon, because employers want to know that new employees will work out before putting them on the insurance rolls. Others have to wait for six months, and sometimes a year if they have pre-existing health conditions. Those are not rules of government-provided health care, but of the private insurance companies that the new congressman apparently champions.
Then there’s the matter of the new provision under the reform law that allows young adults to stay on their parents’ insurance until age twenty-six. Although that provision took effect September 23, practically speaking many young people can’t get coverage until the next open enrollment period for their parents’ coverage. For many, that’s a several-month wait to comply with private insurance company rules.
There is a lot for the congressman to learn, and we hope the local press on the Eastern Shore keeps tabs on his learning curve. Although he has vowed to repeal the new health law, it would still be good if the media can help him understand the nuts and bolts of the insurance world, and how the new law fits in as he travels down that path. We kind of knew that the media were a trifle disconnected from the public. But members of Congress, too?
He should cancel his health insurance and buy it on the private market
#1 Posted by Fake Andy Harris, CJR on Tue 16 Nov 2010 at 01:21 PM
Empaty and compassion, for starters. Of course, he's a GOP Congressman so chances are you'd be better off trying to teach your dog to recite Hamlet's Soliloquy than teach Harris empathy and compassion.
#2 Posted by Serolf Divad, CJR on Tue 16 Nov 2010 at 01:55 PM
He is an anesthesiologist, so he likes it best when all of the other people are asleep and he gets paid for it.
#3 Posted by Iris of Philadelphia, CJR on Tue 16 Nov 2010 at 03:11 PM
What a hypocritical bastard. He want to repeal the new health care law but is worried about his own health care for one month, and I bet he doesn't even have to worry about a pre-existing condition. What about the 40 million people that don't have health insurance. What do they do for months and years for them and their children? Just one of many Republicans who only care about themselves and the hell with anyone else. What an idiot!
#4 Posted by Peter Beddow, CJR on Tue 16 Nov 2010 at 05:46 PM
"An aide to Harris tried to backpedal, saying he wasn’t being hypocritical—he was just pointing out the inefficiency of government-run health care."
So he's not only a hypocrite, but a liar as well. Oh, he's a Republican ... so that's redundant.
#5 Posted by uanam, CJR on Tue 16 Nov 2010 at 07:52 PM
What a piece of garbage. I'm unemployed, paying Cobra and this DOCTOR who probably made a mint is worried about going 28 days without healthcare. And if I remember correctly, isn't buying into a healthcare system a public option? We've got to make sure this sob is only in congress for 1 term.
#6 Posted by ROSALIE907, CJR on Wed 17 Nov 2010 at 03:35 AM
Another avenue of hypocrisy: Medicare/Medicaid payments to physicians. It turned out Rand Paul's practice got 50% of its revenues from the public trough. What about the other doctors in Congress, most of whom treated the public option like it was dreamed up by Karl Marx. Looks like these "capitalists" are getting rich off "socialized medicine." Would be a good story for Mother Jones or Huffington Post.
#7 Posted by Dan, CJR on Wed 17 Nov 2010 at 12:50 PM
This is an amazing story. In addition to everything else about it, it raises questions about doctors and their own knowledge about health care economics. They are smart people who had to pass courses in physics and organic chemistry so doctors have to be reasonably good at math not just to become doctors but to practice medicine, especially anesthesiology. It turns out that understanding health care economics is not just a function of smartness and numeracy, it also involves understanding health care policies and real-life experiences. So there must be other doctors who do not understand everything about their own profession. What other assumptions do doctors make that influence their feelings and perceptions about change in American health care? I'm also curious about this doctor's path through college and medical school. What was his experience with medical student loans? Many, but not all, of my friends worked through school and those of us who self-supported are very familiar with scaling gaps in health coverage while transitioning towards "real" jobs with benefits. We also experienced health care insecurity as very controlling forces that restricted options for career development. So to me this says this man may have not had to be self-supporting until a mature age and may have missed some life experiences that might be helpful to him now, especially in his new job as a representative of the people.
#8 Posted by MB, CJR on Wed 17 Nov 2010 at 01:54 PM
As usual, a well-written story and view of reality ala Trudy.
"There is a lot for the congressman to learn, and we hope the local press on the Eastern Shore keeps tabs on his learning curve."
Indeed there is, but is the Congressman interested in learning anthing?
Actually, for all in the Senate and House during the health care reform debacle, there was a lot to learn that could be easily found about the failed MA plan which is the underlying model of Obamacare. In fact, understanding how the two similar plans work, anyone with half a brain could figure out that they do not/will not provide access to affordable care. In fact, there were MA residents ready and willing to testify to congress about why this plan has left people worse off than before for the most part, how regressive it is, and, in general, does not provide affordable access to care since it was implemented 4 years ago.
But the truth was the last thing Obama and the Dems wanted the public to hear. And mainstream media happily went along with what Obama et al wanted.
Trudy is one of the very few, if not the only journalist, who covered the MA plan in depth and continues to seek information on the collateral damage it leaves in its path. Her work on this and Obamacare is very important b/c the adverse effects of the MA plan which continue to grow (unreported) will affect many millions of citizens across this nation in the same way.
#9 Posted by dianne, CJR on Wed 17 Nov 2010 at 07:15 PM
The Congressman Elect still has a good deal. I work for a company that makes you wait a year for health benefits and once you get it you have to pay about 50% of the preiums. I give almost half my take home pay for health insurance. I haven't seen any beenfit to Obama care infact the insuracne company just raised thier rates effective Jan 2011. I would like to see Obama Care tweeked and make insurance companies stop sticking it to the little guy. Republicans like Mr Harris seem to want to work for the insurance company instead of us average working class people. I hope he saw a glimpse of what we go through everyday. I make choices between going to a doctor or buying food
#10 Posted by AD, CJR on Thu 18 Nov 2010 at 08:31 PM
The Congressman Elect still has a good deal. I work for a company that makes you wait a year for health benefits and once you get it you have to pay about 50% of the preiums. I give almost half my take home pay for health insurance. I haven't seen any beenfit to Obama care infact the insuracne company just raised thier rates effective Jan 2011. I would like to see Obama Care tweeked and make insurance companies stop sticking it to the little guy. Republicans like Mr Harris seem to want to work for the insurance company instead of us average working class people. I hope he saw a glimpse of what we go through everyday. I make choices between me and my family going to a doctor or buying food
#11 Posted by AD, CJR on Thu 18 Nov 2010 at 08:33 PM
Don't stop there, Trudy, in your, ah, cherry-picking. I want the same salary and benefits as Rep. Harris. In fact, I want those more than the same health care benefits. I also want to be exempt from Social Security like members of Congress - another thing Trudy has failed to bring to the attention of her readers. Wouldn't fit her hyper-partisan selection of 'news'. For the rest of you, remember the next time some politician goes on and on about the sacredness of FICA taxes - he or she is exempt from them and in a much more lucrative pool, at taxpayer expense. Just like the health care set-up. Social programs for the masses, privilege for us - Nancy Pelosi's America.
#12 Posted by Mark Richard, CJR on Mon 22 Nov 2010 at 12:33 PM
Ms. Lieberman,
Suppose you have your next job orientation in public? Let's see how fully informed you appear in the process of learning about your benefits. Since you have changed jobs frequently, it appears, you must have had several experiences of this type. Should we presume that you know all of your benefits in a new position based on your general knowledge base concerning employment benefits? Of course, you won't ask any questions that someone who disagreed with you politically might decide were dumb, I am sure.
Please write about something that is of even trivial substance, instead of this drivel.
#13 Posted by John Galt, CJR on Fri 7 Jan 2011 at 01:01 PM